Terms & Conditions
It is important you read this disclaimer page. Please read the following terms describing important legal, regulatory, and risk information about material contained in this website which Orca Financial Group may, without notice, change. By accessing this website, you agree to be bound by these terms. If you do not agree to these terms, you should refrain from using the website. Orca Financial Group has designed this information page to prevent unsuitable categories of users from accessing the website and to prevent the improper use of website materials. Through this disclaimer, Orca Financial Group cannot be responsible for any misrepresentations you may make in order to gain access to restricted parts of this website.
About this website and Orca Financial Group
This website is owned, maintained, operated and communicated by: Orca Financial Group, The Grange, Stillorgan Road, Blackrock, Co. Dublin.
The distribution of the information on this website may be restricted by law in certain countries. This website and the information on it is not addressed to any person resident in the territory or country or jurisdiction where such distribution would be contrary to local law or regulation. Orca Financial Group disclaims all responsibility if you access or download any information from this website in breach of any law or regulation in the country of which you are a citizen or in which you are residing or domiciled.
Compliance with law and regulation
When using this website you must comply with all applicable local, national and international laws including those relating to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries and Orca Financial Group disclaims all responsibility if you download any information or materials used on this website.
Information on this website
Orca Financial Group has taken reasonable care to ensure that the information on this website is accurate, current, complete, fit for its intended purpose and compliant with applicable law and regulation as at the date of issue. However, errors or omissions may occur due to circumstances beyond Orca Financial Group’s control and no warranty is given, or representation made, regarding the accuracy, validity or completeness of the information on this website and no liability is accepted by such persons for the accuracy or completeness of such information. You must conduct your own due diligence and investigations rather than relying on any information in this website. Any person who acts upon, or changes his or her information technology position in reliance on, the information contained on this website does so entirely at his or her own risk.
Information posted on this website is current only as at the date it is posted and may no longer be true or complete when viewed by you. Orca Financial Group cannot guarantee that content will be accurate, complete and current at all times. To the extent that any information on this website relates to a third party, such information has been provided by that third party and is the sole responsibility of such third party and Orca Financial Group accepts no liability for such information. All content on the website is subject to modification from time to time without notice. Please contact Orca Financial Group using the details set out below for further information regarding the validity of any information contained on this website.
To the extent that this website contains any expression of opinion or forecast, such opinion or forecast is based on sources believed by Orca Financial Group to be reliable, but is not guaranteed or warranted as to its current validity, accuracy or completeness. Opinions expressed represent the opinions of Orca Financial Group as at the date of publication only, reflecting prevailing market conditions and certain assumptions (which may not prove to be valid), are subject to change and should not be relied on by users of the website.
Limitation of Liability
No warranty is given that the contents of this website are compatible with all computer systems or browsers or that this website shall be available on an uninterrupted basis. Orca Financial Group does not accept any liability for any damages or losses arising from changes or alterations made to this website by unauthorised third parties.
The internet is not a completely reliable transmission medium and Orca Financial Group does not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from Orca Financial Group. Any such transmission of information is entirely at your own risk and any material downloaded from this website is downloaded at your own risk.
The information on this website is provided “as is”. To the extent permitted by law, Orca Financial Group and its directors, employees and agents expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity. Orca Financial Group shall not be liable under any circumstances, including, but not limited to, negligence, for any special or consequential damages that may result from the use of, or the inability to use, the materials on this website, even if Orca Financial Group has been advised of the possibility of such damages. Orca Financial Group shall not be liable for any damage, injury or harm caused by the transmission, through accessing the services or information on this website, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede in any manner, the operation of this website or of any user software, hardware, data or property. The use of this website is at your own risk.
Nothing in these terms is intended to exclude or restrict any duty or liability that Orca Financial Group has to its clients under the “regulatory system” in the Republic of Ireland under applicable local regulatory rules or which may not be excluded or restricted as a matter of applicable law.
Orca Financial Group reserves the right to suspend or withdraw access to any page(s) included on this website without notice at any time and accepts no liability if, for any reason, these pages are unavailable at any time or for any period.
Protection of Data
Orca Financial Group may also record marketing related information along with the IP address of the device you use to access this website. Any information that that you might provide in registering for access to view restricted portions of the Orca Financial Group website will be held confidentially by Orca Financial Group under the EU-General Data Protection Regulation [GDPR] and will not be passed on to other product or service companies, other than service providers to any of the Orca Financial Group activities or to regulatory or other government agencies as might be required by law. For further information regarding the information we collect, please refer to our Data Protection Policy. In connection with the foregoing purposes, Orca Financial Group may transfer your information to, and process your information in, countries in which the data protection laws may not offer an equivalent level of protection for your personal information to the European Union. Your details may be used by us to send you information on products and services that we offer. In accordance with GDPR, please advise us if you prefer not to receive information.
Assertion of Copyright
The copyright and all other rights in the material contained in this website are owned by Orca Financial Group, except for materials that have been included with the permission of others who own their applicable copyrights. You may download or print individual sections of this website for your personal use and information only, provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), publish, modify, or link into or otherwise use the website for any public or commercial purpose without our prior written consent. You must not transmit any virus, “worm”, “Trojan Horse”, or other item of a destructive nature to this website and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items.
Nothing on this website should be construed as granting any licence or right in relation to any of our trademarks. All trademarks, service marks, company names or logos are the property of their respective holders. The display of any trade names or trademarks on the website does not imply that any licence has been granted to any third party in respect of the same. Any use by you of these marks, names and/or logos may constitute an infringement of the holders’ rights.
The provision of a hypertext link from or to the Orca Financial Group website does not provide or imply an endorsement or approval of any material on other websites. Orca Financial Group accepts no responsibility for information contained on any other websites which can be accessed by hypertext link from this website or for any websites not being available at all times. Orca Financial Group has not reviewed and will not review or update such websites or information and so any use that you make of such websites and information is at your own risk. No third party link is permitted between the Orca Financial Group website and any other website without the express and prior written consent of Orca Financial Group. Please note when you click on any external site hypertext link, you will leave this website.
All imagery used throughout the website and any or all social media platforms has either been photographed and edited by employees of Orca Financial Group or courtesy of www.freepix.com Under their terms and conditions all imagery is free to use on both commercial and personal projects, digital or printed media anywhere in the world. They are also available for unlimited continuous use and modifications to create derivative works for marketing purposed.
The entire contents of this website are subject to copyright with all rights reserved. You may download or print individual sections of this website for your personal use and information only, provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this website without the prior written permission of Orca Financial Group. You must not transmit any virus, “worm”, “Trojan Horse”, or other item of a destructive nature to this website and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items.
Nothing on this website should be construed as granting any licence or right in relation to any of our trademarks or those of our affiliated companies. All trademarks, service marks, company names or logos are the property of their respective holders. The display of any trade names or trademarks on the website does not imply that any licence has been granted to any third party in respect of the same. Any use by you of these marks, names and/or logos may constitute an infringement of the holders’ rights.
If you have any enquiries in relation to this disclaimer/website or the information on it, please contact Orca Financial Group at generaldataprotection@[domain address].ie or by calling +353 1 210 3030.